Team Manager – Merchant Lending
Step up as Team Manager leading merchant lending sales, supervise portfolio managers, coach, report results, and drive a high-performance team. Competitive salary, full-time role, strong growth prospects.
The Team Manager – Merchant Lending position available at FairMoney offers a competitive salary averaging ₦59,000 monthly as reported. This is a full-time role targeting experienced professionals with at least six years in loan sales, portfolio management, and team leadership. With clear growth pathways, the role values individuals holding BA/BSc/HND in sales, marketing, or related fields who exhibit flexibility, motivation, and integrity.
Core Responsibilities and Daily Duties
The Team Manager leads and supervises a dedicated team of portfolio managers to achieve and exceed sales and disbursement targets. Daily, you’ll monitor loan quality, ensure compliance with risk standards, and oversee loan disbursement and recovery activities.
Your tasks include conducting field visits with your team, approving loans within authority levels, tracking repayments, and supporting acquisition of new clients. The role also involves reporting daily on your team’s performance and coaching each member for professional growth.
Additionally, you will assist upper managers in nurturing a collaborative work environment and representing FairMoney with partners. Training loan officers and fostering a high-performance culture are central to your responsibilities. Versatility and dynamic leadership are crucial to thrive here.
Critical decision-making abilities and a proactive attitude are required, as you’ll periodically assess team performance and provide mentorship. High interpersonal skills and a result-driven mentality are key assets for candidates.
Highlights and Key Advantages
One main advantage is the platform’s emphasis on personal and team growth, with regular opportunities to train and mentor subordinates. The role encourages initiative and autonomy, which is attractive to professionals who thrive on driving measurable outcomes.
There’s the added benefit of building strong relationships within a reputable digital financial institution, enhancing your network and industry experience. The job’s structure offers vital exposure to the fintech and lending ecosystem.
Potential Downsides
This position comes with high performance pressure, as meeting targets and maintaining strict quality standards are non-negotiable. The outdoor elements and client-facing aspect may not suit those who prefer purely desk-based work.
Additionally, the requirements for substantial prior experience mean the role isn’t a good fit for early-career candidates or those looking for entry-level positions.
Verdict: Is This Job Right For You?
For mid-to-senior professionals in loan sales or portfolio management, the Team Manager – Merchant Lending role at FairMoney provides a strong platform for advancement and skill development. If you are goal-oriented, thrive in a dynamic setting, and value leading a results-driven team, this opportunity could accelerate your fintech career.